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How to own buy a home using Help-to-Buy

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Staircasing

 

Over time you can purchase more shares in your property. This is known as Staircasing.

Criteria for this may vary with different providers, for example the time within which you can staircase from and the maximum number of times you are able to staircase. In most cases, you can own your home outright and purchase the Freehold when you staircase to 100% if your home is a house.

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Staircasing

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

RSC and Mortgages First usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £295 to £495 and this will be discussed and agreed with you at the earliest opportunity.